Finance and banking is the life blood of trade, commerce and industry. Now –a-days, banking sector acts as the backbone of modern business.In current faster lifestyle peoples may not do proper transitions without developing the proper bank network. And the Indian financial sector has also incessantly faced the rapid change in the banking system. And we can also say that before the reform period, Indian banking industry was neither perfect nor flexible. In order to create the more diversified, efficient and the elastic banking system, in 1992, government of India commenced inclusive banking reforms. Foreign bank in India captured a large number of the customer base due to their speedy and well organized working style and better customer service. Foreign bank have also brought the newest technology and new banking practices to India which has helped the domestic banks to improve their performance and the provide better the customer service. After the entry of the foreign bank in India, the Indian banking sector has become more competitive and the proficient. And in the Asia Pacific zone, India is considered to be most leading investment market due to the growth of the Indian economy and the assortment of income streams and product lines which gives them the sturdiness to grow. Foreign banks have a progressive position in India banking system after financial reforms.
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