In the present technological world, technology provided many advances and the widespread use of the Internet, various digital currencies have emerged. In most cases, Internet platforms such as Face-book and Amazon restrict the functionality of their digital currencies to enhance the business model and maximize their profits. While platform-based digital currencies would increase the efficiency of retail payments, they could also raise some important policy issues if they were to become widely used outside of the platform. Thus, it is important to closely monitor the evolution of these digital currencies.
Digital Currency, Virtual currencies, CBDC, Crypto, RBI
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