Banking sector is very significant for healthy economy. One in every of the foremost vital and major roles contend by banking sector is that of loaning and credit creation. State bank of India was founded on 1st July, 1955. Its headquarters is in Mumbai. HDFC was formed in 1978. This study aims to analyse the housing finance performance of these two banks. It is useful for customers to know about the housing loan. This study will help the banking industry for the improvement on their housing finance business model. In the housing finance HDFC Bank is in better position that of SBI. The growth rate is decreased compared to HDFC Bank. So, it is important that SBI wants to concentrates on their housing finance products and activities. It is suggested for the entire bank to take effective steps to improve the operating efficiency of the housing finance sector. HDFC Bank having good brand image in the mind of housing finance.
SBI, HDFC Bank, Housing Finance performance, Average
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