Credit risk management is fundamental to the stability and performance of banks, especially in a dynamic economic environment like India. The Basel norms provide a comprehensive framework for effective management of credit risk. This paper delves into the framework related to credit risk management in Indian banks in alignment with Basel norms, focusing on the principles, practices, and regulatory guidelines that shape this critical aspect of banking. It includes a review of literature and analysis of current practices, highlighting the importance of robust credit risk management systems for maintaining financial stability.
Credit, Risk Management, Banking Sector, Basel norms, Framework
International Journal of Trend in Scientific Research and Development - IJTSRD having
online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International
Journal which provides rapid publication of your research articles and aims to promote
the theory and practice along with knowledge sharing between researchers, developers,
engineers, students, and practitioners working in and around the world in many areas
like Sciences, Technology, Innovation, Engineering, Agriculture, Management and
many more and it is recommended by all Universities, review articles and short communications
in all subjects. IJTSRD running an International Journal who are proving quality
publication of peer reviewed and refereed international journals from diverse fields
that emphasizes new research, development and their applications. IJTSRD provides
an online access to exchange your research work, technical notes & surveying results
among professionals throughout the world in e-journals. IJTSRD is a fastest growing
and dynamic professional organization. The aim of this organization is to provide
access not only to world class research resources, but through its professionals
aim to bring in a significant transformation in the real of open access journals
and online publishing.