The objective of this study is to give a clear overview of the insurance companies operated in the Bangladesh. This study aims to find the determinants of the underwriting risk of the insurance companies in Bangladesh. Further it extends the study to determine the decision and risk taking ability of the insurance companies in the Bangladeshi context. The sample used in this study has taken from the Bangladeshi insurance company incorporated under the Bangladeshi insurance act for the time frame between 2013 and 2017. Using SPSS statistical software the multiple linear regression analysis has been done. Empirical result shows that underwriting risk is related to the different factors such as firm size, capital level, GDP, liquid asset and return on asset. The limitation of this study was the lack of availability of the data and sample is limited to Bangladeshi insurance company.
Underwriting Risk, Insurance Company, Multiple Linear Regression, Firm Size
International Journal of Trend in Scientific Research and Development - IJTSRD having
online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International
Journal which provides rapid publication of your research articles and aims to promote
the theory and practice along with knowledge sharing between researchers, developers,
engineers, students, and practitioners working in and around the world in many areas
like Sciences, Technology, Innovation, Engineering, Agriculture, Management and
many more and it is recommended by all Universities, review articles and short communications
in all subjects. IJTSRD running an International Journal who are proving quality
publication of peer reviewed and refereed international journals from diverse fields
that emphasizes new research, development and their applications. IJTSRD provides
an online access to exchange your research work, technical notes & surveying results
among professionals throughout the world in e-journals. IJTSRD is a fastest growing
and dynamic professional organization. The aim of this organization is to provide
access not only to world class research resources, but through its professionals
aim to bring in a significant transformation in the real of open access journals
and online publishing.