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Fintech: A Catalyst for Micro-Credit Across the Globe

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Last date : 27-Aug-2024

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Fintech: A Catalyst for Micro-Credit Across the Globe


Nitish Shekhar | Siddhartha Ghosh



Nitish Shekhar | Siddhartha Ghosh "Fintech: A Catalyst for Micro-Credit Across the Globe" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-4, August 2024, pp.47-55, URL: https://www.ijtsrd.com/papers/ijtsrd67120.pdf

This academic paper explores the transformative impact of financial technology (FinTech) on global financial systems and economic inclusion. Beginning with an examination of the evolution and paradigms of FinTech post-crisis, it delves into the role of digital innovations in enhancing financial services accessibility, particularly in developing economies. Key themes include the rise of mobile money and blockchain technologies, their implications for financial inclusion, and the challenges and opportunities they present in different regional contexts. Insights from empirical studies on microfinance, peer-to-peer lending, and digital credit illustrate the nuanced effects of FinTech on economic development and regulatory frameworks. The paper concludes with a discussion on future research directions to maximize the potential of FinTech for sustainable financial inclusion.

FinTech, financial inclusion, digital finance, mobile money, blockchain technology, microfinance, peer-to-peer lending, economic development, regulatory frameworks


IJTSRD67120
Volume-8 | Issue-4, August 2024
47-55
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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